Home-Buying Tips
The process of making home ownership a reality can be the most exciting and at the same time an overwhelming experience; its been described as an emotional roller coaster ride. With a bit of planning and organization, you can reduce the stress and negative emotions you will encounter by following a few basic tips.
Get pre-qualified for a mortgage before you start looking for your “dream home”. By doing this you will know, in advance, what price range you will need to stay within.
Take inventory of your financial situation and credit history. Pay off small debts so that you will be in as strong a financial position as possible.
Make a list of your housing needs and clearly set them apart for your wants. The need for adequate bedrooms and bathrooms far out weigh the want of a 900 square foot deck with a hot tub. For a free wish list form, contact Academy National Mortgage at 303-987-0622.
Seek out as much information as possible on the home buying process. If you know how it works, you will know what to expect. Contact a reliable real estate agent; use the internet to obtain information on the home buying process. Use whatever source available and don’t be afraid to ask questions; this is not a time to be timid or shy.
Once you choose a realtor, make sure he/she has a clear understanding of your needs and the price range you need to stay within. Discuss this with them before making your choice of a realtor. You don’t need added frustration, because the realtor is showing you homes out of your price range and/or lacking the needed amenities for your family.
Make notes on each property you inspect. Note what was good, what stuck out in your mind, and what was bad. This will help you in deciding the best home for you and your family. For a free home shopping list form, contact Academy National Mortgage at 303-987-0622.
Understand that finding and purchasing a home takes time; don’t be in a rush. Give the realtor and the mortgage broker time to do the best possible job on your behalf.
Once you have chosen your “dream home” get a home inspection completed on the property.
Do a final walk through of the property no later than two days from the closing date. This will give you assurance that the condition of the home is acceptable and all the appliances and fixtures are still intact. Sellers have been known to remove items that the buyer assumed was part of the sale.
Academy National Mortgage Corporation
Denise Wing C.E.O.
Certified Mortgage Lender
303-987-0622
Get pre-qualified for a mortgage before you start looking for your “dream home”. By doing this you will know, in advance, what price range you will need to stay within.
Take inventory of your financial situation and credit history. Pay off small debts so that you will be in as strong a financial position as possible.
Make a list of your housing needs and clearly set them apart for your wants. The need for adequate bedrooms and bathrooms far out weigh the want of a 900 square foot deck with a hot tub. For a free wish list form, contact Academy National Mortgage at 303-987-0622.
Seek out as much information as possible on the home buying process. If you know how it works, you will know what to expect. Contact a reliable real estate agent; use the internet to obtain information on the home buying process. Use whatever source available and don’t be afraid to ask questions; this is not a time to be timid or shy.
Once you choose a realtor, make sure he/she has a clear understanding of your needs and the price range you need to stay within. Discuss this with them before making your choice of a realtor. You don’t need added frustration, because the realtor is showing you homes out of your price range and/or lacking the needed amenities for your family.
Make notes on each property you inspect. Note what was good, what stuck out in your mind, and what was bad. This will help you in deciding the best home for you and your family. For a free home shopping list form, contact Academy National Mortgage at 303-987-0622.
Understand that finding and purchasing a home takes time; don’t be in a rush. Give the realtor and the mortgage broker time to do the best possible job on your behalf.
Once you have chosen your “dream home” get a home inspection completed on the property.
Do a final walk through of the property no later than two days from the closing date. This will give you assurance that the condition of the home is acceptable and all the appliances and fixtures are still intact. Sellers have been known to remove items that the buyer assumed was part of the sale.
Academy National Mortgage Corporation
Denise Wing C.E.O.
Certified Mortgage Lender
303-987-0622
posted by Academy National Mortgage at 7:45 AM
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