Part III: cutting the cost of a college degree
Miscellaneous expenses. On top of the tuition, room and board, you will also be facing additional expenses during the school year. A moderate budget for miscellaneous expenses is estimated at approximately $4,800 per year. Below are a few tips on cutting the cost of unexpected expenses.
Textbooks: Students, on average, spend close to $1000 per year on textbooks. Purchasing used textbooks for around half the price of new ones can lighten this burden. The Internet services such as craigslist.org, Half.com, CampusBookSwap.com., or discount bookstores are good places to start your search. Before purchasing make sure you have all the information on the textbook you are looking for, such as author’s name, title, and international standard book number (ISBN). The most expensive months of the year for buying textbooks are January, February, August, and September and the least expensive time is mid-semester. If you know which classes you will be taking for the next semester, buy your book during the months of lowest demand and cheapest prices.
Treat your textbooks with care so that when the time comes for you to resell, they will be purchased. Books with torn pages or broken bindings are nearly impossible to sell. If you were able to sell the used textbook for half of what you paid, you would have an overall savings of approximately 75%.
Cell phones: To avoid being shocked each month by your phone bill, shop around for cell-phone plans with a set monthly fee or offers enough minutes per month to meet your needs. BillSaver.com and MyRatePlan.com are useful when comparing cell-phone plans. Above all make sure the plan you choose provides service on your college campus.
Transportation: Between gas, parking passes, and general upkeep of a car you will be spending an enormous amount each year. Your best bet is to leave your car at home. Public transportation can be utilized if you need to go off campus and walking to your classes can be beneficial to your health.
Watch for part IV coming soon.
Denise Wing, C.E.O.
Certified Mortgage Lender
Academy National Mortgage Corporation
303-987-0622
dwing@academynational.net
Textbooks: Students, on average, spend close to $1000 per year on textbooks. Purchasing used textbooks for around half the price of new ones can lighten this burden. The Internet services such as craigslist.org, Half.com, CampusBookSwap.com., or discount bookstores are good places to start your search. Before purchasing make sure you have all the information on the textbook you are looking for, such as author’s name, title, and international standard book number (ISBN). The most expensive months of the year for buying textbooks are January, February, August, and September and the least expensive time is mid-semester. If you know which classes you will be taking for the next semester, buy your book during the months of lowest demand and cheapest prices.
Treat your textbooks with care so that when the time comes for you to resell, they will be purchased. Books with torn pages or broken bindings are nearly impossible to sell. If you were able to sell the used textbook for half of what you paid, you would have an overall savings of approximately 75%.
Cell phones: To avoid being shocked each month by your phone bill, shop around for cell-phone plans with a set monthly fee or offers enough minutes per month to meet your needs. BillSaver.com and MyRatePlan.com are useful when comparing cell-phone plans. Above all make sure the plan you choose provides service on your college campus.
Transportation: Between gas, parking passes, and general upkeep of a car you will be spending an enormous amount each year. Your best bet is to leave your car at home. Public transportation can be utilized if you need to go off campus and walking to your classes can be beneficial to your health.
Watch for part IV coming soon.
Denise Wing, C.E.O.
Certified Mortgage Lender
Academy National Mortgage Corporation
303-987-0622
dwing@academynational.net
posted by Academy National Mortgage at 9:32 AM
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